Yes Bank provides a net banking facility to its customers to access its services from anywhere and at any time. The net banking facility assists in carrying out many different financial transactions and accessing information with respect to accounts, fixed deposits, cheques, investments, etc. Also, customers can pay their utility bills, make donations, and carry out commercial transactions. All account holders can register for the e-banking services to manage their accounts online.
Customers can avail of many services with the help of net banking instead of opting for the traditional way of doing banking.
Registration Process
Below mentioned are the different ways to register for Yes Bank net banking:
Online Process:
· Register for YES Online (Retail Net banking) using YES BANK Debit Card & ATM PIN:
- Visit www.yesbank.in, then click on Login, and after that click on Yes Online.
- Click on the link “Register here”.
- Select “Debit Card” out of the options given to register for net banking.
- Enter Customer ID, Debit Card Number, and ATM PIN.
- Create a password for net banking and click on “Next”.
- An OTP will then be received on the registered mobile number.
- Once the OTP gets validated, the registration process is completed.
· Register for YES BANK Net Banking using YES BANK Credit Card:
- Visit www.yesbank.in, then click on Login, and after that click on Yes Online.
- Click on the link “Register here”.
- Select “Credit Card” out of the options given to register for net banking.
- Enter your Credit Card Number, Date of Birth, and Expiry Date.
- Create a Login ID along with a password for net banking and click on “Next”.
- An OTP will then be received on the registered mobile number.
- Once the OTP gets validated, the registration process is completed.
B. Offline Process:
An offline Retail Net Banking password can be issued through branches. Also, one may download an “Account Maintenance & Channel Registration Form from the Form Centre. Then, submit the duly filled form to the nearest branch after which the password will be sent via post to the registered address.
Online Services offered by Yes Bank
Below mentioned are the online services offered by Yes Bank:
Financial Services:
- Transfer funds between self-accounts, or third-party account transfers held with Yes Bank or any other Bank.
- Facility to set up standing instructions for transferring fixed amounts automatically at specific intervals
- Transfer money to any bank branch within India through RTGS 24×7 except the interval between the start and end of day processes or through NEFT, IMPS anytime
- Online Booking of Fixed Deposits, Recurring Deposits, and Goal-Based Savings.
- Pay your bills online for utilities such as electricity, telephone bills, subscription payments, charity, etc.
- Purchase new Mutual Fund units, redeem existing units, make SIP requests, or cancel SIP requests
- Avail Loan against your Fixed Deposits.
- Avail the facility to purchase various types of Insurance
B. Information Services:
- View your account balance, account statement, account activity, and account details, updated on a real-time basis
- View the details of all your fixed deposits and recurring deposits with YES BANK online and even
- view the TDS details for interests earned on fixed deposits
- View the status of the cheques that you have issued
- View all your investments, current portfolio value, NAVs, etc. with MF Online
- View your average quarterly balance, schedule of charges, and contact details of the relationship manager
- Locate any of your Bank’s branches / ATMs
C. Service Request:
- Request for account statements, chequebooks, and debit card
- Check Yes Bank Credit Card Statement
- Update your PAN and Nominee registration details
- Register for Combined, flexi-frequency e-statements and Fixed Deposit e-advice
- Download the Deposit Slip, Form 16 A TDS certificate, and Gujarat Govt. VAT(Challan)
- View the Debit / Credit cards, update available Limits on the cards, and enable/disable Online services, POS, ATM, and International access.
- You can send virtual Gift cards to your loved ones
How to generate/ reset a PIN using a Yes Bank Debit Card?
Below-mentioned are some easy steps to generate a PIN using the Yes Mobile App:
- Download the YES Mobile app and then make a login.
- Click “Cards” on the Top Left Menu.
- Select the option “Debit Cards”.
- Tap on “Generate Pin” to proceed further.
- Select the card from the list for which the pin is to be set.
- Enter the new PIN and re-enter to confirm.
- Complete the process by entering the MPIN.
How to generate/ reset a PIN using a Yes Bank Credit Card?
Below-mentioned are some easy steps for Yes Bank Credit Card PIN Generation:
- Log in to the YES Bank Net Banking account.
- Click on the “Credit Card” tab from the top menu.
- Click on “PIN Set/Reset”.
- Select the type of card and Card Number and click on “Submit”.
- Enter and Re-enter the PIN to confirm and click on “Submit”.
- Enter the OTP sent to the registered mobile number.
- The new pin is all set.
Documents Required
Below-mentioned are the documents that are required to be submitted to the bank branch to get the net banking activated:
- Registration Form Individual
(Account Maintenance and Channel Registration Form for registering for net banking) - Registration Form for Non-Individual
- Partnership Declaration Format for Existing Customers
- Board Resolution Format for Existing Customers
Eligibility Criteria
Below- mentioned is the list that one is required to have to register for YES BANK net banking:
- A customer ID and debit card/net banking password/credit card
- A PC or Internet-enabled device with a browser
- A reliable internet connection
The device is required to have the below-mentioned minimum configuration to operate YES BANK net banking:
- Pentium Processor with minimum 64 MB RAM
- Windows 95, Windows 2000, Windows XP or Windows NT
- Internet Explorer 9 and above, Google Chrome 16.0.912.63 or Safari 5.3.1
- Monitor Resolution of at least 800X600
